Loan Products and Terms

Our mortgage loan platform enables us to provide a diverse array of loan amounts and products. Leveraging our in-house underwriting capabilities, strong relationships with lenders, and partnerships with over 200 investors and lenders, we are well-equipped to secure funding for you. Our seasoned team is committed to easing your workload and facilitating your growth. We aspire to be your lifelong financial partner! Here are some of the loan products and terms that we offer:

Multi-Family (Full Doc)

– Loan Amounts: $2M – $100M
– Base Interest Rates: 6% – 7%
– Typical Terms: 35- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 680

New Construction (Home Builder)

– Loan Amounts: $250K – $50M
– Base Interest Rates: 10% – 12%
– Typical Terms: 1-2 Years
– Max LTC/ LTV: 90%/ 70%
– Minimum FICO Score: 600

Fix N’ Flip (No Doc)

– Loan Amounts: $250K – $10M
– Available Interest Rates: 10% – 12%
– Typical Terms: 12 Months
– Max LTC/ LTV: 100%/ 75%
– Minimum FICO Score: 600

Self-Storage (Full Doc)

– Loan Amounts: $250K – $20M
– Base Interest Rates: 7% – 8%
– Typical Terms: 25- 30 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Residential Investment (DSCR)

– Loan Amounts: $250K – $50M
– Base Interest Rates: 7% – 9%
– Typical Terms: 15- 30 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Hospitality Loan (Full Doc)

– Loan Amounts: $500K – $40M
– Base Interest Rates: 7% – 9%
– Typical Terms: 30- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Commercial Term Loan (Lite Doc)

– Loan Amounts: $250K – $10M
– Base Interest Rates: 10% – 12%
– Typical Terms: 20-30 Years
– Max Loan-To-Value (LTV): 75%
– Minimum FICO Score: 660

New Construction Loan (No Tax)

– Loan Amounts: $500K – $100M
– Base Interest Rates: 9% – 12%
– Typical Terms: 1-3 Years
– Max Loan-To-Cost (LTC): 80%
– Minimum FICO Score: 620

Hard Money Loan (No Tax Return)

– Loan Amounts: $250K – $10M
– Base Interest Rates: 12% – 15%
– Typical Terms: 1-3 Years
– Max Loan-To-Value (LTV): 60%
– Minimum FICO Score: 550

Land Dev. (No Tax Return)

– Loan Amounts: $250K – $30M
– Base Interest Rates: 11% – 13%
– Typical Terms: 1-3 Years
– Max Loan-To-Value (LTV): 50%
– Minimum FICO Score: 620

Healthcare Facility (Full Doc)

– Loan Amounts: $2M – $100M
– Base Interest Rates: 6% – 7%
– Typical Terms: 35- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Commercial Self-Employed O/O

– Loan Amounts: $250K – $10M
– Base Interest Rates: 10% – 12%
– Typical Terms: 20-30 Years
– Max Loan-To-Value (LTV): 75%
– Minimum FICO Score: 660

Mixed Unit (DSCR)

– Loan Amounts: $250K – $50M
– Base Interest Rates: 7% – 9%
– Typical Terms: 15- 30 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Commercial Bridge (Lite Doc)

– Loan Amounts: $250K – $50M
– Base Interest Rates: 10% – 12%
– Typical Terms: 1-2 Years
– Max Loan-To-Value (LTV): 70%
– Minimum FICO Score: 600

USDA B&I Loan (Full Doc)

– Loan Amounts: $3M – $50M
– Base Interest Rates: 6% – 8%
– Typical Terms: 35- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

SBA 504 and 7a Loan (Full Doc)

– Loan Amounts: $500K – $10M
– Base Interest Rates: 7% – 9%
– Typical Terms: 20- 30 Years
– Max Loan-To-Value (LTV): 85%
– Minimum FICO Score: 660

Office & Retail Building (DSCR)

– Loan Amounts: $500K – $100M
– Base Interest Rates: 7% – 9%
– Typical Terms: 30- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660

Senior Housing/ALF (FULL DOC)

– Loan Amounts: $500K – $50M
– Base Interest Rates: 6% – 8%
– Typical Terms: 30- 40 Years
– Max Loan-To-Value (LTV): 80%
– Minimum FICO Score: 660